Dubai Holding Real Estate (DHRE), an integrated master developer in Dubai, has collaborated with Commercial Bank of Dubai (CBD) to introduce a new home financing program for eligible customers who are purchasing properties in Nakheel, Meraas, and Dubai Properties.
This program is open to UAE Nationals and UAE residents, including salaried and self-employed buyers who are purchasing qualified off-plan and completed villas and apartments from Dubai Holding Real Estate’s portfolio. The program aims to simplify and enhance the ownership process, offering preferential rates, attractive fee structures, expedited digital onboarding, dedicated relationship management, and access to selected premium banking benefits.
The programme offers both conventional and Islamic financing solutions, subject to eligibility and approval, broadening customer choice across the UAE. It also includes digital pre-approval supported by automated eligibility assessment, helping customers gain upfront clarity on their borrowing capacity and move through the financing journey more efficiently.
A key feature of the program is access to financing from the 30% construction stage, provided that customers have met the 50% payment threshold. This early visibility of financing options and increased certainty in planning their property purchase benefit eligible buyers.
Khalid Al Malik, Chief Executive Officer, Dubai Holding Real Estate said, “Enabling access to home ownership at the right point in the purchase journey is a priority for Dubai Holding Real Estate. Our partnership with Commercial Bank of Dubai responds directly to that need by unlocking earlier and more structured access to home financing across Nakheel, Meraas and Dubai Properties for UAE Nationals and residents, including salaried and self-employed customers. By leveraging the scale and diversity of our residential portfolio, we are giving buyers greater confidence to plan and move forward, reinforcing Dubai Holding Real Estate’s role in shaping accessible, high-quality communities across Dubai’s leading destinations.”
Dr. Bernd van Linder, Chief Executive Officer, Commercial Bank of Dubai added, “Customers today want more than financing. They want clarity, efficiency and trusted guidance throughout the property ownership journey. Through our partnership with Dubai Holding Real Estate, we are simplifying access to home financing with faster digital pre-approvals, dedicated mortgage expertise and a more efficient onboarding process. This reflects CBD’s commitment to supporting customers while contributing to the sustainable growth of Dubai’s real estate market.”
For salaried customers, digital pre-approval offers enhanced clarity on borrowing capacity and expedited turnaround times. Self-employed buyers, including entrepreneurs and small and medium-sized enterprises (SMEs), will benefit from simplified documentation requirements and flexible eligibility frameworks that prioritise accessibility. Additionally, eligible customers will gain access to CBD’s premium banking privileges, including its Elite proposition.
The partnership reflects the continued alignment between Dubai’s real estate and banking sectors, as both industries work together to support market resilience, customer confidence and sustainable economic growth.